1 While this specific have is available at no monetary value, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement or Online Account Center for more details .
2 Faster fund claim is based on a comparison of our policy of making funds available upon reception of payment direction versus the distinctive banking practice of posting funds at settlement. Fraud prevention restrictions may delay handiness of funds with or without notice. early handiness of funds requires payor ‘s defend of calculate deposit and is national to the timing of payor ‘s payment teaching .
3 PayPal Transfers require a PayPal Balance account and a individualized wag, which arrives within 10 commercial enterprise days after activation of your instant-issue card. If you do not already have a PayPal Balance account you will link to this Card, inflict www.paypal.com to get one, or you may get one when you activate this card on-line. PayPal Balance history required for certain features, but not to have the PayPal Prepaid Card. Transfers may not exceed $ 300 per day/ $ 2,000 per rolling 30 days and are limited to the funds available in your PayPal Balance account. Transfers may only be made in the mention of a valid PayPal Prepaid Mastercard Cardholder. only one ( 1 ) PayPal Prepaid Mastercard may be linked to one ( 1 ) PayPal Balance explanation. PayPal Transfers can not be reversed or canceled. The Bancorp Bank and Mastercard are not affiliated with, and neither endorses nor sponsors the PayPal.com on-line history to which versatile fund sources, including a PayPal Prepaid Card, may be linked.
4 Fee may be assessed by recharge placement and may vary from localization to location .
5 Payback Rewards is an optional program. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Reward offers are based on individual denounce habits. Cash binding rewards are credited to your Card Account and are not available in the mannequin of a check or other aim payment method. See the program FAQs and Terms and Conditions in your Online Account Center for extra details about how and when you get rewared. Program patronize : Netspend Corporation. The Bancorp Bank and Mastercard are not affiliated in any way with this broadcast and do not endorse or sponsor this program .
6 The Savings Account is made available to Cardholders through The Bancorp Bank ; Member FDIC. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us in electronic class. If Cardholder is national to Internal Revenue Service stand-in withholding at the time of the request to open a Savings Account, the request will be declined. Interest is calculated on the average daily Balance ( south ) of the Savings Account and is paid quarterly .
- If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%.
- If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of the Average
Daily Balance which is $1,000.00 or less will be 4.91%. The APY for this tier will range from 5.00% to 0.54%, depending on the balance in the account.
The interest rates and APYs of each tier may change. The APYs were accurate as of September 8, 2021. These are promotional rates and may change without notice pursuant to applicable jurisprudence. No minimum remainder necessary to open Savings Account or obtain the yield ( south ). Because Savings Account funds are withdrawn through the Card Account ( maximum 6 such transfers per calendar calendar month ), Card Account transaction fees could reduce the interest earned on the Savings Account. Card Account and Savings Account funds are FDIC-insured through The Bancorp Bank, Member FDIC upon verification of cardholder ‘s identity. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at The Bancorp Bank will be aggregated up to the coverage limit, presently $ 250,000.00 .
7 A cardholder may receive an unlimited count of Refer-a-Friend rewards while program is available. No reinforce credited to either party if referred individual had another Netspend managed card that was used for a respect load, purchase, cash withdrawal, or incurred a balance inquiry fee at any time during the 180 calendar days before the day the $ 40 load prerequisite is in full met. only cash reloads and target deposits count towards the minimal load prerequisite. Allow 2 business days for $ 20 credit to appear on each Card Account. If a cardholder accrues $ 600 or more in Refer-a-Friend rewards in a calendar year, Netspend will mail cardholder an IRS Form 1099-MISC reflecting the sum Refer-a-Friend rewards for such calendar year. Cardholder acknowledges that by referring a ally through this plan, cardholder is releasing non-public information. Referred person acknowledges that payment of the referral may result in the cardholder’s cognition of refer person establishing a Card Account with us. The Bancorp Bank is not affiliated in any way with the Refer-a-Friend rewards broadcast and does not endorse or sponsor this program .
8 No agitate for this service, but your wireless mailman may charge for messages or data.
Read more: What Is A Good Credit Score? | Equifax®
The PayPal Prepaid Mastercard is issued by The Bancorp Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend is an empower representative of The Bancorp Bank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. habit of the Card Account is subject to energizing, ID confirmation and funds handiness. transaction fees, terms, and conditions apply to the use and reload of the Card Account. See the Cardholder Agreement for details .
Mastercard is a registered hallmark, and the circles invention is a trademark of Mastercard International Incorporated .
Card may be used everywhere Debit Mastercard is accepted .
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service marker of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.
Read more: What Is A Good Credit Score? | Equifax®
PayPal and the PayPal logo are registered trademarks of PayPal, Inc. Designated trademarks and brands are the property of their respective owners .
This retailer engages in money transmission services as an authoritative delegate of Netspend Corporation ( NMLS # 932678 ). State licenses, disclosures, and complaint information may be found here www.netspend.com/help/licenses .
© Netspend Corporation. All rights reserved global. Netspend is the federally cross-file U.S. service mark of Netspend Corporation. All other trademarks and serve marks belong to their owners .