16 Legitimate Ways To Find Fast Cash | Bankrate

even if you ’ ve always managed your money responsibly and worked heavily, unexpected events can easily overwhelm your cash reserves and you might need some debauched cash in your life. Let ’ s explore some of the legitimate ways to find the cash you need .

16 ways to find fast cash

here are some of the best places to look for a legitimate source of funds if you need firm cash.

1. Sell something

If you have anything sitting around your house collecting scatter, then you could turn it into cash. Whether you have old electronics, collectible items, furniture, family equipment or something else, you can list items for sale on Craigslist or Facebook Marketplace .

2. Hold a garage sale

not a sports fan of listing items online ? You can hold an antique garage sale to turn your clutter into cash .

3. Pawn something

Don ’ t want to part with something that has sentimental and monetary measure ? A pawnbroker’s shop loanword could be an option for you. You can pawn an item to put money in your pocket nowadays. then, you ’ ll have some time to come up with modern funds to reclaim the item. This is far from a perfect solution ( there are finance charges, for exercise ), but it could work in a pinch .

4. Sell unused gift cards

Do you have a give menu to a shop you ’ ll never visit ? The well-intentioned give could turn into some of the cash you need with the avail of on-line gift card resellers like CardCash. however, it will take a few days for the transaction to clear and for you to receive your funds .

5. Access your paycheck earlier

If you are facing a temp cash menstruate exit, then receiving your paycheck a couple days early could help you solve your short-run liquidity issue. Earnin, for example, is an app that will allow you to get early entree to your paycheck without any fees or pastime payments involved. The company does ask for tips, however. besides keep in mind that your future paycheck will be lower as a result. Some banks, like Fifth Third Bank, and challenger banks, like Chime, let you access your paycheck a couple of days early, excessively .

6. Pet sit

Pet lovers will find this choice an enjoyable way to earn debauched cash. Take advantage of the apps out there, like Rover, that are designed to connect you with pet owners that need your help. You can choose to watch the pet in person else ’ s home or bring the pet to your put. Either way, you can set your rates to earn between $ 20+ per night .

7. Babysit

If you aren ’ t a winnow of pets, you could choose to babysit alternatively. Care.com makes it easy to connect with families that are looking for a babysitter. Depending on your localization, you could earn at least $ 13 per hour .

8. Ask for a loan from a family member or friend

If you are struggling to come up with the funds you need, it might be prison term to turn to class. Before diving into this road, make certain you have a solid plan to repay the loanword in a reasonable timeframe. differently, you run the risk of upsetting the relationship .

9. Earn money on the side with food delivery services

food delivery services have become a adult commercial enterprise in late years. You can join one of the many services as a deliverer to bring family some fast cash. A few options include DoorDash, Uber Eats and Instacart .

10. Rent out extra space

Have an extra bedroom ? You can turn that space into fast cash with the help of a serve like Airbnb. If you live in a popular location, this is an particularly lucrative opportunity.

once the guest checks in, you ’ ll receive requital from Airbnb 24 hours later .

11. Consolidate your debt

If you have decent credit and several great loans with high interest rates, you could benefit from debt consolidation. Although you won ’ metric ton technically earn money from this scheme, it can help to reduce the amount you ’ rhenium paying in fees, consequently leaving you with extra cash hang each month. Explore the best debt consolidation loans with Bankrate .

12. Flip items

You can find freebies on sites like Craigslist to flip for cash. Seek out items that have some built-in value but are in motivation of a short bit of TLC. For exemplar, you might find a free bookcase that needs a morsel of elbow grease. Take the time to make the barren detail more attractive, then sell it for a profit .

13. Participate in a medical study

Although aesculapian study opportunities aren ’ t available in every city, it can be an out-of-the-box way to earn fast cash. On average, you can expect to earn between $ 50 to $ 300 per day for your participation in aesculapian studies, according to Miami Clinical Research. Explore the aesculapian learn options in your area through ClinicalTrials.gov .

14. Turn coins into cash

Do you have a jar of coins at home plate ? Consider taking those to the bank for a deposit. You won ’ deoxythymidine monophosphate become rich, but you might have enough to cover a child problem. Before you head to the bank, call ahead to see if the fiscal institution will charge any fees to deposit coins. Although some banks offer a detached mint central, others will charge a fee .

15. Find unclaimed money

It ’ s possible that there are funds out there waiting to be claimed by you. Although missing money may take some time to claim and find its way to your account, this is a strategy worth looking into. You can find unclaimed money owed to you with a little help from the federal government .

16. Ask for a raise

A raise for the knead you presently do could be a longer-term solution to fiscal issues you are facing. never be afraid to ask for the grow you know you deserve. Of path, it won ’ thyroxine happen nightlong. But it could help solve some of your money issues on a even basis. Need some serve starting the conversation ? Check out our lead tips .

Avoid these sources of fast cash

not every option to obtain fast cash is a good mind. here ’ s what to avoid .

Payday loans

payday loans are unguaranteed personal loans that must be repaid by your following paycheck. unfortunately, high gear interest rates and short circuit terms can lead to a evil motorbike of growing debt.

If at all possible, avoid payday loans .

Title loans

Car title loans use your car ’ mho entitle as collateral for a short-run, high interest lend. With that option, you are putting your vehicle on the credit line to access a high interest loan that is much ladle with fees. If you have a option, seek a different option .

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