The updated “ Get My Payment ” tool more-or-less works the lapp way as the portal used for first- and second-round stimulation checks. But here ‘s a refresher course course on what the tool does, what information you need to provide, and what information the instrument gives you. Check it out now so you know what to expect before entering the portal site on the IRS ‘s web site. [Stay on top of all the new stimulus bill developments – Sign up for the Kiplinger Today E-Newsletter . It’s FREE! ]
What Does the Stimulus Check Portal Do?
The updated “ Get My Payment ” cock lets you :
- Check the status of your stimulus payment;
- Confirm your payment type (paper check or direct deposit); and
- Get a projected direct deposit or paper check delivery date (or find out if a payment hasn’t been scheduled).
For first-round stimulation payments, you could besides use the portal site to enter or change your bank account information to have your requital directly deposited into your account. however, that feature is n’t included in the stream tool ( nor was it offered for second-round payments ). The IRS already has bank bill information for millions of Americans from holocene tax returns, tax payments, the master “ Get My Payment ” joyride, the non-filers tool used last year, early federal agencies that regularly send out benefit payments ( for example, Social Security Administration, Railroad Retirement Board and Department of Veterans Affairs ), and federal records of holocene payments to or from the politics. so, the tax means is by and large limiting directly depository payments to bank accounts that they already have on file. As a result, you ca n’t change your bank information using the “ Get My Payment ” tool. ( And do n’t call the IRS, the person on the call wo n’t be able to change your bank data, either. )Skip advert If your payment is n’t deposited directly into your savings bank score, then you ‘ll get either a newspaper check or a debit menu in the mail ( assuming you ‘re eligible for a payment ). You could besides receive a payment by mail if your bank rejected a direct deposit. This could happen because the bank data was incorrect or the bank report on charge with the IRS has since been closed. If a third-stimulus payment is mailed to you, but the Post Office is unable to deliver it and returns it to the IRS, you may be able to use the “ Get My Payment ” cock to send the IRS your bank report information to have your payment reissued as a lead deposition. In this case, the portal site will say “ Need More information ” about two to three weeks after the master payment was issued. At this luff, you can enter a route and report number for your bank score, postpaid debit card or alternate fiscal intersection that has a route and account number associated with it. If you do n’t provide account information, your payment will be reissued by mail when the IRS receives an update address .
What Information Will You Need?
To access the cock, you ‘ll be asked to provide a :Skip advert
- Social Security Number (SSN) or Individual Tax ID Number (ITIN);
- Date of birth;
- Street address; and
- Five-digit ZIP or postal code.
If you file a joint tax return, either spouse can typically access the portal vein by providing their own information for the security questions used to verify a taxpayer ‘s identity. once verified, the same payment condition is shown for both spouses. In some cases, however, married couples who file a articulation tax return may get their third stimulation payment as two offprint payments – one-half may come as a direct lodge and the other half will be mailed to the savoir-faire the IRS has on file. If that case, each spouse should check the “ Get My Payment ” tool individually using their own Social Security count to see the condition of their payments. If you submit information that does n’t match the IRS ‘s records three times within a 24-hour period, you ‘ll be locked out of the portal site for 24 hours ( expect a “ Please Try Again Later ” message ). You ‘ll besides be locked out if you ‘ve already accessed the system five times within a 24-hour period. ( The IRS is limiting each user ‘s daily access to manage arrangement capability. ) Do n’t contact the IRS if you ‘re shut out. alternatively, fair wait 24 hours and try again.
Read more: What Is a Debt Management Plan? – NerdWallet
What Will the Status Report Look Like?
For third-round stimulation checks, the “ Get My Payment ” tool will display one of the play along :Skip advert 1. Payment Status. If you get this message, a payment has been issued. The status page will show a requital date, payment method ( direct sediment or mail ), and account information if paid by direct deposit. note that “ mail ” means either a newspaper discipline or a debit card. If you do n’t recognize the bank explanation number displayed in the cock, it does n’t inevitably mean your deposit was made to the wrong account or that there ‘s a fraud. If you do n’t recognize the report number, it may be an issue related to how information is displayed in the tool tied to temp accounts used for refund loans/banking products. 2. Need More Information. This message is displayed if your 2020 render was processed but the IRS does n’t have savings bank report information for you and your payment has not been issued however. It could besides mean your payment was returned to the IRS by the Post Office as undeliverable. As mentioned above, if your payment is returned, you ‘ll have the opportunity to provide the IRS your bank report or debit card information so they can issue a steer deposit payment ( cluck on the “ direct deposition ” button ). If you do n’t provide any account information, the IRS ca n’t reissue your payment until they receive an update address. ( The fastest and easiest way to update your address with the IRS is to electronically file your 2020 tax return with your stream address. )Skip advert 3. Payment Status Not Available. This means either the IRS has n’t processed your requital so far, the IRS does n’t have adequate information to issue you a payment, or or you ‘re not eligible for a payment. The IRS will continue to send third-round stimulation payments to eligible Americans throughout 2021, so continue to check the portal vein for updates on your requital condition. The portal is updated no more than once daily, typically overnight. As a consequence, there ‘s no reason to check the portal more than once per day .
Can You Use the Portal if You Didn’t File a Tax Return?
You could n’t use the “ Get My Payment ” tool to track the status of your first base stimulation check if you did n’t file a 2018 or 2019 union income tax return. however, there was another on-line instrument that non-filers could use to give the IRS with the data it needed to process a payment. The non-filers tool was n’t used for second base stimulation checks, though. alternatively, if you did n’t file a 2019 tax return, and you did n’t use the non-filers creature to get your first-round requital, then you have to wait to claim your second stimulation check money as a Recovery Rebate recognition on your 2020 return .Skip advert
The IRS is not using the non-filers tool for third-round stimulation checks, either. As a resultant role, if you do n’t file a 2019 or 2020 tax return, you ‘ll have to claim any money you ‘re owed as a Recovery Rebate recognition on your 2021 render, which you wo n’t file until following year. however, you can avoid having to wait until following year by filing a 2020 render before the May 17, 2021, deadline. note, however, that people who receive Social Security, veterans, or early federal benefits who do n’t normally file a tax reelect can use the “ Get My Payment ” tool to check their payment status for their own payment when it ‘s been issued. besides, if you did n’t file a tax return, you receive union benefits, and your benefits are presently deposited to a debit menu, then your third base stimulation arrest will be deposited to that circuit board. The bank information shown in the “ Get My Payment ” instrument will be a number associated with your debit calling card and may be a act you do n’t recognize .