Read more: What Is a Debt Management Plan? – NerdWallet
Reading: Top 2,313 SoFi Reviews
It was a constant parade of providing more and more documents with no think of consolidating the requests or making promote requests. The ridicule handling this separate constantly acted like they were waiting on me when in fact I was waiting on them. It was identical unorganized and not consumer friendly ( and I have had 5 base mortgages in my appoint and several refinances in the past ). I never got a conclude go steady until 2 days before the close and I was incorrectly told that my conserve would have to be present even though he is not on the lend or on the title for the home. They did not tell me I had to have a non-family witness on web site to witness the sign of some of the documents … the close lawyer told me 24 hours before the close. SoFi handily “ remembered ” to tell me hours after the conclusion lawyer already informed me — this was a major inconvenience as it was a holiday weekend and most of my neighbors were out of township for the weekend. I closed with the lawyer on July 1 and wired the money to the close lawyer as requested on July 2. BUT – it was NOT over … I was notified July 7 that they made a mistake and my first payment would be due Aug 1 alternatively of Sept 1. besides I was sent new close documents and I overpaid by over $ 1000 ( but this sum was still over $ 1000 than the original estimate ). The former mortgage had not been paid off yet ( and yes, the payment for July came out of my acct the day after closing on the new loanword ). so, more documents to sign, nowadays the championship ship’s company owes me a refund for what I overpaid and the the documents were signed and returned within 2-3 hours and the loan placid has n’t been disbursed. I do n’t know if they have a bunch of new people that are n’t experienced but this is the worst experience I ‘ve ever had with a mortgage. I ‘m thwart and banal of it all and it still is n’t wholly finalized. They have n’t been very apologetic and surely were not very accurate with the documentation. I wish I had never filled out that lotion — -I think any early company would have been better than SoFi. I will never use them for anything again and wo n’t even set up auto-drafts for the mortgage payments because of all the miscues. If you are looking at SoFi for a mortgage I would n’t recommend them. If you decide to use them anyhow, I hope it goes better than my refinance went .