Frequently Asked Questions About Lease-to-own | Unclaimed Diamonds

WHAT ARE THE GENERAL REQUIREMENTS?

Our general requirements are that you must be at least 18 years old, occupy outside of New Jersey, Minnesota, Vermont, Wyoming, and Wisconsin
Requirements :
Must be 18 years or older

Must have a vaild Social Security Number or ITIN
Checking account : You must have the route and account numbers for an open and valid check account

  1. Have a debit or credit card
  • No prepaid debit cards.

IS THE APPLICATION FREE ?

YES it is. There is NO CHARGE to apply for Lease to Own Jewelry

DO I NEED TO HAVE GOOD CREDIT?

No credit rating ? No problem. angstrom hanker as you meet the blessing requirement listed above, you can be approved .

HOW QUICK IS YOUR APPROVAL PROCESS?

You will receive the approval decision within 60 seconds after you submit your application. The decision includes approved, pre-approved or declined .

HOW LONG DOES MY APPROVAL LAST?

90 days from the day you are approved .

CAN I GET MORE THAN ONE PRODUCT?

Yes, you may lease any number of products up to your approve spending limit. however you can not combine your Lease approval total with another mannequin of requital i.e. credit rating card on a single item .
engagement rings and wedding set can be sold seperatly. example : The center ball field and the Semi-mount can be purchased seperatly

WHAT IS A LEASE TO OWN?

A lease is a abridge between a lessor ( the property owner ) i.e. the lease caller and a leaseholder ( the property user ) i.e. you the customer for the use of property subject to stated terms and limitations for a intend period and at a specify payment. For more information Click here on Progressive Lease to own platform.

HOW DOES THE LEASE WORK?

With a lease, you are agreeing to make scheldued payments for a specific come of time ( the initial rent term ) which may vary by state notice, then the lease typically rolls over for the same period as the initial lease term ; please be indisputable to read your lease before electronically signing for the accurate terms. You can besides buy the detail at any time by using the early payment Option. if you don ’ t choose the early payment Option, just make your scheldued payments and you own the product .

HOW LONG IS THE LEASE?

The duration of the lease is 12 months unless you decide to take advantage of our early bribe options .
Buyout Options

  • Various buyout options are available at any time. Including:
  • 90 Day Early Buyout – During the first 90 Days, customers are welcome to pay off the leased amount (cash price or the “Unclaimed” price plus initial payment) and applicable tax.
  • Second Early Buyout Option – The second buyout option allows customers to fully own the merchandise early at a discount off the remaining balance.
  • The sooner you pay off the lease, the more money you would save.

WHAT WILL MY MONTHLY PAYMENT BE?

Your requital amount will be determined by the token ( s ) you select in the rent. Your accurate payment amount will be found in your Lease Agreement, which will be available for your recapitulation prior to signing. If you have any extra questions, you can always speak with a Progressive Leasing customer service agent at 1-877-898-1970 or try our Payment Estimator to see what your lease payments could be

PAYMENT SCHEDULE

requital schedules are automatically set up according to the customer ’ s pay date. These mechanically withhold payment schedules include : weekly, bi-weekly, semi-monthly, and monthly payments .

WHEN IS MY FIRST PAYMENT DUE?

You will receive a 10 day decorate period upon signing your lease agreement Your first requital will be due at your future indicate yield period .

CAN I RETURN THE MERCHANDISE?

Through our rent choice, jewelry delivered is “ Rent to own, ” where by the lease company buys it from us and leases to you, the customer, with low payments and a 90 day buy out option. If you have determined that you no longer want the trade and want to terminate your abridge you must contact the rent supplier and make arrangements with them for its render in accordance with the terms in their Lease Agreement .

CAN I CANCEL MY ORDER?

You can cancel your order any prison term before the cargo of your order. After manner of speaking, if you are not satisfied with your detail, you may return it within 7 days of receiving it. Please see details for returning merchandise HERE.

CAN I OWN THE PRODUCT?

Yes, just make your payments in accordance with your give scheldue and you own the product. You can buy the token at any time by using the early payment option .
*The advertise service is a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. It is not a loanword, credit or finance. While no credit history is required, Progressive obtains information from consumer report agencies in connection with lease lotion. 90-day leverage choice includes a markup over invoice price ( except for 3-month leverage option in CA ). After 90 days, early buyout options vary by state. Acquiring ownership by leasing costs more than retailer ’ s cash price. not available in MN, NJ, VT, WI or WY. Merchant participating locations only. Leasing available on choice items. not all applicants are approved. See lease for details

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Category : Finance

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