Depositing checks or extra cash into your bank account can help build your savings, earn interest* and safeguard it from loss and theft.

When you make a situate, you can use that money to withdraw cash, write checks or make a purchase. M & T Bank offers several options to make a deposit : at a bank branch, at an ATM, through mobile deposits, or mastermind deposit funds into your report .

​​How do I deposit money at a bank branch? 

To deposit money at a bank branch, provide your cash and second checks and a situate slip to the teller. Both checks and cash can be deposited in-person at any of your bank ’ sulfur locations. After making a down payment at a branch, your funds will typically be available immediately if the deposit was cash, or typically the future day if the deposition was an certify check. Refer to the Availability Disclosure for Consumer Deposit Accounts .

​How do I make mobile deposits? 

Mobile bank allows you to quickly and handily make lapp business-day check deposits until 10pm ET. Through fluid check deposit, you can deposit checks from the palm of your hand. Simply blue-ribbon which account the money should go to, enter the amount of the deposit, take a photograph of the front and second of your back check and tap relegate. You can view situate checks within the app to gain visibility into your account balances. After making the deposit, write on the back of the check the date you deposited it. This will prevent you from making errors on future deposits. Please consult to the Digital Services Agreement .

How do I deposit money at an ATM? 

Making deposits at an ATM can be a commodious option to make lapp business-day** deposits. At M & T Bank, lapp business-day deposits are accepted until 8pm ET. You can deposit cash or checks at our ATM locations without an envelope or a deposit slip. Always be sure your surroundings are safe, then follow these steps to make a lodge at an standard atmosphere :

• ​Endorse all checks by signing the back with a pen 
• Insert your debit card into the appropriate ATM slot and type in your PIN to access your account
• Select “deposits” on the screen
• Insert your deposit into the appropriate ATM slot
• Take your receipt, remove your debit card and confirm the deposit amount on the ATM screen

What are M & T Bank ATM Deposit Limits ?

There are no daily or monthly situate limits at M & T Bank ATMs, however, there is a restrict of $ 99,999 per down payment. The M & T Bank mobile app lodge terminus ad quem is $ 6,000 per day and $ 12,000 per month .

What is direct deposit?

direct deposit is the electronic transfer of a payment, such as a paycheck, immediately from the history of the payer to your report. Funds from an electronic send down payment are available for your consumption on the same clientele day. Electronic money transfers through Zelle®1 besides typically allow funds handiness within minutes .

How long does it take for a check to clear? 

many checks clear in one business day or less. In particular cases, such as instances of imposter prevention, checks may take longer to clear. You can monitor the condition of a check situate by enrolling in on-line or mobile bank services .
For specific information about when funds from deposits become available for use, talk to a congressman at your local bank outgrowth. M & T account holders can besides refer to the Availability Disclosure for Consumer Deposit Accounts provided at account opening.

Can you deposit a check into an ATM? 

You can make lapp business-day deposits at more than 1,000 M & T Bank ATMs. You can deposit cash or checks at our ATM locations without an envelope or a deposit slip .

What do you need to deposit a check? 

To deposit a check, you must endorse it by signing your name on the back with a pen. When depositing a crack in-person, you may besides need to fill out a down payment slip and provide a government-issued ID .

A Bank You can Count On

We know you count on your personal discipline and savings accounts to meet your everyday bank needs. With M & T, you can count on so much more. Discover how we go beyond the basics to meet all your bank needs in the branch and on-line, now and in the future. Learn more

*Applicable only to interest bearing accounts.
** Business sidereal day is defined as Monday through Friday, except Federal holidays .
1 U.S. check or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by early on Warning Services, LLC and are used herein under license. other merchandise and company identify mentioned herein are the place of their respective owners .