Alaska Airlines Credit Card Review: Well Worth $75 a Year

The Alaska Airlines Visa Signature® credit rating card, issued by Bank of America®, stands out from much of the airline-card rival for one major rationality : It offers an annual Companion Fare, which allows you to get a ticket for a travel collaborator for fair $ 121 ( $ 99 plus taxes and fees from $ 22 ) once a year. Alaska Airlines ‘ routes are largely concentrated on the West Coast — it does n’t fly to every state, or every major airport — so this poster wo n’t be a equal for some travelers. But for anyone who flies on Alaska Airlines with another person at least once a year, this $ 75-annual-fee card is a fabulously valuable choice.

Nerdy tip:

If you apply for the

Alaska Airlines Visa Signature® credit card

and are approved for a credit limit under $5,000, you’ll get the Alaska Airlines Platinum Plus® credit card instead, which offers more basic benefits.

Key features of the 

Alaska Airlines Visa Signature® credit card

Card type : airline. Sign-up bonus : Get a $ 100 statement citation, 40,000 bonus miles and Alaska ‘s celebrated Companion Fare™ from $ 121 ( $ 99 fare plus taxes and fees from $ 22 ) with this offer. To qualify, make $ 2,000 or more in purchases within the foremost 90 days of opening your account. annual tip : $ 75. companion fare : Get a Companion Fare from $ 121 ( $ 99 plus taxes and fees from $ 22 ) every year on your account anniversary. Terms apply. Ongoing rewards :

  • 3 miles per dollar spent directly on Alaska Airlines purchases .
  • 1 mile per dollar spent on all early purchases .

NerdWallet values Alaska miles at 1.1 cents each. This is a baseline value, drawn from real-world data on hundreds of economy routes, not a maximize value. In early words, you should aim for prize redemptions that offer 1.1 cents or more in value from your Alaska miles. foreign transaction fees : none. Benefits :

  • dislodge checked bags : First checked bag exempt on Alaska Airlines flights for you and up to six other passengers on the same reservation .
  • In-flight savings : 20 % back on in-flight purchases, such as food, beverages and Wi-Fi, made on flights owned and operated by Alaska Airlines .
  • Discounted lounge access : 50 % off day passes for Alaska Airlines lounges .

credit sexual conquest necessity : According to the issuer, you ‘ll need well credit ( generally defined as a grudge of 690 or higher ) to qualify for the Alaska Airlines Visa Signature® credit card. Keep in take care that credit scores alone do not guarantee approval for any credit card.

Nerdy tip:

Alaska Airlines is best for people who live on the West Coast, folks who travel among West Coast destinations or those who travel to the West from other parts of the country. It doesn’t fly to certain states, so if you need to go to, say, Mississippi or North Dakota, you’re out of luck. In many of the states it does serve, it offers service only to the western United States. If you live in, say, Minneapolis and regularly fly to Seattle, Alaska can meet your needs. If you need to go to New York or Richmond, Virginia, every month, it won’t.

In accession to earning miles with the card, you can earn miles by flying on Alaska Airlines and qualifying airline partners. Flyers can earn 1 nautical mile per actual mile fly, according to Alaska Airlines’ terms. Bonuses are besides available, depending on the fare class and circular commitment condition. For example, if you paid $ 400 using your card for a 500-mile flight on Alaska Airlines in coach without elite condition, you would earn 1,200 miles from using your card, and 500 miles from Alaska Airlines, for a entire of 1,700 miles, worth $ 20.40 based on NerdWallet valuations.

Where the

Alaska Airlines Visa Signature® credit card

shines

Companion Fare

The most valuable feature on this card, by far, is the Companion Fare. This annual profit allows you to cover a companion ‘s airline tag for angstrom abject as $ 121 ( $ 99 plus taxes and fees, starting at $ 22 ) on any coach flight on Alaska Airlines booked through alaskaair.com. Plus, this benefit renews mechanically each class on your account anniversary, careless of how a lot you spend on the explanation. Considering how expensive it is to fly to certain destinations — even in coach — this profit makes the card fabulously valuable. Say a round trip to Hawaii costs $ 1,000 per ticket. Assuming a Companion Fare of $ 121, you ’ five hundred save $ 879 when purchasing your chap traveler ‘s ticket. You can maximize this profit by purchasing a slate to one of Alaska ‘s more expensive destinations, such as Hawaii, Mexico or Costa Rica.

Solid sign-up bonus

This tease comes with a valuable sign-up bonus : Get a $ 100 statement credit, 40,000 bonus miles and Alaska ‘s celebrated Companion Fare™ from $ 121 ( $ 99 fare plus taxes and fees from $ 22 ) with this offer. To qualify, make $ 2,000 or more in purchases within the inaugural 90 days of opening your explanation. To see how far this bonus might take you, check out Alaska ’ s mileage cock.

Free checked bags

Most airline cards offer this benefit, and Alaska is no exception. Alaska charges $ 30 for the first see bag. If you and a companion each checked a bag on a round trip, this benefit would more than make up for the annual fee of $ 75.

Discounted lounge access and in-flight savings

With this card, you can get a 50 % dismiss on sidereal day passes for Alaska Airlines lounges. normally, day passes are $ 50 each ; with the batting order, they ‘re $ 25. At these lounges, you ‘ll have access to fast Wi-Fi, comfortable seat and food and beverages, including cocktails or Starbucks chocolate. Keep in mind, though, that Alaska only has loiter locations at a small handful of airports. The card besides gets you 20 % back on all Alaska Airlines in-flight purchases, such as food, beverages or Wi-Fi, paid in the form of a statement credit. If you tend to buy snacks and early goodies during flights, this profit could put some money back in your wallet.

Where the

Alaska Airlines Visa Signature® credit card

falls short

Weak ongoing rewards

The Alaska Airlines Visa Signature® credit calling card offers bonus rewards on purchases made with Alaska Airlines, but not on early categories, such as dining or gas. Among airline cards, such a set-up used to be common, but that ‘s starting to change. Consider the United℠ Explorer Card, for model, which offers bonus rewards on purchases from United Airlines, restaurants, and hotels. Want to earn high gear flat-rate rewards on everything ? The Capital One Venture Rewards Credit Card might be a beneficial choice. It earns 2 miles per dollar spent on purchases, deserving 1 cent each when redeemed as credit toward travel purchases. With this card, you can apply for TSA Precheck or Global Entry and get reimbursed for the application tip when you pay with your card. ( normally, the application fees for these are $ 85 for TSA Precheck and $ 100 for Global Entry. ) The poster besides comes with a big sign-up bonus : Enjoy a erstwhile bonus of 75,000 miles once you spend $ 4,000 on purchases within 3 months from account open, peer to $ 750 in locomotion. The annual fee is $ 95.

Side Benefits aren’t flexible

The Alaska Airlines Visa Signature® credit card offers generous perks for traveling with companions and check bags, but possibly those benefits are n’t a thoroughly fit for you. A card with flexible travel credits alternatively might be a better catch. Try the Bank of America® Premium Rewards® credit card alternatively, which carries an annual fee of $ 95. With this batting order, you besides get up to $ 100 in statement credit each calendar year for airline incidentals, which can be used to cover purchases made on domestic-originated flights on certain U.S.-domestic airline carriers, including induct upgrades, checked baggage fees and airport lounge fees with eligible airline carriers. And like the Capital One Venture Rewards Credit Card, it offers a instruction credit rating for TSA Precheck or Global Entry application fees. It besides offers 2 points per dollar spent on travel and din purchases, and 1.5 points per dollar spent on all other purchases. The sign-up bonus is generous, excessively : receive 50,000 on-line bonus points – a $ 500 value – after you make at least $ 3,000 in purchases in the beginning 90 days of account open.

If the Bank of America® Premium Rewards® credit batting order does n’t make common sense for you to carry, you can always try Nerdwallet ‘s other best-rated credit cards.

Should I get the

Alaska Airlines Visa Signature® credit card

?

The Alaska Airlines Visa Signature® credit rating card international relations and security network ’ t a good deal if the airline doesn ’ thymine cover the routes you travel most. But if Alaska is your go-to airline, this is one of the most valuable mass-market airline cards available, and well worth the annual fee .

beginning : https://www.peterswar.net
Category : Finance

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