Mercury® Mastercard® Review

For those who prefer a fixed-rate APR, both the Indigo Platinum Mastercard and Milestone Gold Mastercard provide better value. Both feature a pay back interest rate of 24.99 %, which is about 4 % lower than the Mercury Mastercard for those with inadequate credit. Some secured recognition cards besides provide a greatly reduced APR, but with the extra outgo of an annual fee and security deposit. Most noteworthy are the green Dot primor® Secured Visa® Gold Card and the First Progress Platinum Prestige Mastercard® Secured Credit Card – both of which feature a repair APR of just 9.99 % .

Other Card Features

The calling card benefits from the ball-shaped acceptance of the Mastercard payment network. To date, the Mastercard network encompasses over 40 million merchants worldwide. That ’ s not to say, however, that the Mercury Card is the best choice for using outside of the United States. The card features a foreign transaction fee of 3 % of the transaction cost in U.S. dollars, which isn ’ t the worst rate out there, but it ’ s surely not a good as a card that charges no extraneous transaction fees at all. fortunately, the Mastercard perk up of the Mercury Card extend beyond the near-global acceptance of the card. Cardholders besides enjoy a variety of perks, including $ 0 fraud liability coverage, should their card be lost or stolen. They ’ ll besides enjoy Mastercard ID Theft Protection and emergency wallet substitute, so they ’ ll never have to worry about their card going missing – or deceitful activities on their report.

Are There Any Rewards with the Mercury Mastercard?

If you receive an invitation to apply for the Mercury Card, can you expect any rewards ? Mercury doesn ’ metric ton provide up-front information on the rewards users can earn with their card. The Mercury Card offers cash back rewards to some users – but not for others, according to myFICO. These can range from 1 % cash back to 2 % cash back on all purchases, with no ceiling. unfortunately, as the rewards vary it is impossible to say what reinforce points you may receive with your reservation code or application. The lapp applies to citation limits and credit rating limit increases .

Did Barclays Buy Mercury?

While the Mercury Mastercard is issued through First Bank & Trust, the circuit board is actually the merchandise of CreditShop, a fiscal services company that purchased a meaning assign of the Barclays credit wag portfolio in 2018. This buy has resulted in some Barclays cardholders having their existing accounts switched to the modern Mercury Mastercard. therefore, did Barclays buyout the Mercury Card ? No. The Mercury Mastercard is not affiliated with Barclays or Barclaycard. It just shares ownership with a company that purchased a big share of the Barclays portfolio – particularly citation cards for people with average citation or bad credit.

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