Best Balance Transfer Credit Cards (June 2022) – WalletHub | Balance Transfer Credit Card, Best Balance Transfer Cards, Best Credit Cards for Balance Transfers

Best Balance Transfer Cards for June 2022

Best 0% Balance Transfer Credit Cards

The best libra transfer card is the Wells Fargo Reflect℠ Card because it offers an introductory APR of 0 % for up to 21 months from account opening on qualifying balance transfers and a $ 0 annual tip. Plus, you get 0 % for up to 21 months from report opening on purchases. This poster has a balance transfer fee of 3 % intro for 120 days, then up to 5 % ( min $ 5 ). Its regular APR is 13.74 % – 25.74 % Variable .

A great balance transfer credit card to consider is the
 

If you want a credit card for balance transfers with no balance transfer fee, consider the
 

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Best Balance Transfer Cards Comparison

To learn more about the cream of the transfer crop, check out WalletHub’s full review of 

 

Methodology for Choosing The Best Balance Transfer Credit Cards

To identify worthwhile balance transfer credit cards, WalletHub’s editors regularly compare 1,500+ credit card offers, focusing on each card’s introductory balance transfer APR, balance transfer fee, regular APR, annual fee and approval requirements. In order to take all of these factors into account, we consider the cost associated with paying off a $1,000 – $5,000 credit card balance over 24 months, using
 

About the author

John Kiernan has covered the credit card industry for more than 10 years as a writer and editor for WalletHub. His work has been featured by major media outlets such as The Washington Post and The New York Times and has been cited by industry regulators such as the Consumer Financial Protection Bureau. A bang-up balance transfer credit poster to consider is the U.S. Bank Visa® Platinum Card because it offers 0 % for 20 charge cycles on balances transferred within 60 days of opening an report and charges a 3 % ( min $ 5 ) balance transfer tip. The U.S. Bank Platinum Card besides has a $ 0 annual fee and gives 0 % for 20 charge cycles on purchases. Its regular APR is 15.24 % – 25.24 % ( V ). Applicants normally need commodity credit for approval.If you want a credit calling card for remainder transfers with no balance transfer fee, consider the Union Bank® Platinum™ Credit Card. The Union Bank® Platinum™ Credit Card offers a $ 0 libra transmit fee for 60 days, an introductory balance transfer APR of 0 % for 15 months, and a $ 0 annual fee. That ’ s an offer with a lot of money-saving potential.The Citi® Diamond Preferred® Card is one of the most democratic credit cards for remainder transfers because it offers an intro APR of 0 % for 21 months on counterweight transfers and has a $ 0 annual fee. All that introductory time might save you some money by saving you from high regular matter to rates. It all depends on how a lot you owe and what you can afford to pay per month.When crunching the numbers ( try WalletHub ’ s balance transfer calculator ), make sure to account for the Citi Diamond Preferred Card ’ s 5 % ( minute $ 5 ) balance wheel transfer fee and its regular april : 14.49 % – 24.49 % ( V ) .The BankAmericard® accredit circuit board is a beneficial balance transfer credit cards for people with excellent credit because it has an introductory balance transfer APR of 0 % for 18 placard cycles for any balance transfers made in the first 60 days, a $ 0 annual fee, and a fairly standard balance transfer fee : 3 % ( minute $ 10 ). The tease ’ s regular APR is 13.74 % – 23.74 % Variable.The BankAmericard® Credit Card for Students is a good symmetry transfer accredit batting order for students, beating out a lot of general-purpose offers based on terms entirely. It includes 0 % for 18 months on proportion transfers, a 3 % ( min $ 10 ) libra transfer tip, 0 % for 18 months on purchases, and a $ 0 annual tip. Just make sure to pay off most, if not all, of what you transfer before the card ’ s 13.74 % – 23.74 % ( V ) regular APR takes effect.To learn more about the cream of the transportation crop, check out WalletHub ’ s full review of the year ’ south best balance transfer credit cards. If you ’ rhenium not surely whether you can get approved for a balance transportation recognition card, checking your latest credit grudge for unblock on WalletHub should give you a better mind of your chances.To identify worthwhile balance transfer credit cards, WalletHub ’ randomness editors regularly compare 1,500+ credit circuit board offers, focusing on each batting order ’ s basic remainder transfer APR, balance transportation fee, regular APR, annual fee and approval requirements. In regulate to take all of these factors into account, we consider the cost associated with paying off a $ 1,000 – $ 5,000 credit card poise over 24 months, using WalletHub ’ s counterweight transportation calculator John Kiernan has covered the credit wag industry for more than 10 years as a writer and editor for WalletHub. His work has been featured by major media outlets such as The Washington Post and The New York Times and has been cited by industry regulators such as the Consumer Financial Protection Bureau. Read Full Author Bio

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