Fees for bank transfers are determined by the transferor ’ s bank and may be charged to the transferor ’ s depository financial institution report by the service provider or originating bank. No monetary value for on-line or mobile Account-to-Account transfers between Netspend Cardholders ; a $ 4.95 tip applies to each such transfer conducted through a Netspend Customer Service agent.
The Netspend Network is provided by Netspend Corporation and its authoritative agents. Netspend is a license supplier of money transfer services ( NMLS ID : 932678 ). Netspend ’ s licenses and related information may be found at www.netspend.com/licenses. Fees, limits, and other restrictions may be imposed by Netspend and other third gear parties in joining with consumption of the Netspend Network .
PayPal Transfers require a PayPal Balance account and a individualized circuit board, which arrives within 10 business days after activation of your instant-issue wag. If you do not already have a PayPal Balance explanation you will link to this Card ; visit www.paypal.com to get one, or you may get one when you activate this wag on-line. history with PayPal required for certain features, but not to have the PayPal Prepaid Card. Transfers may not exceed $ 300 per day/ $ 2,000 per rolling 30 days and are limited to the funds available in your PayPal Balance account. Transfers may entirely be made in the name of a valid PayPal Prepaid Mastercard Cardholder. entirely one ( 1 ) PayPal Prepaid Mastercard may be linked to one ( 1 ) PayPal Balance explanation. PayPal Transfers can not be reversed or canceled. The Bancorp Bank and Mastercard are not affiliated with, and neither endorses nor sponsors, the PayPal.com on-line explanation to which assorted fund sources, including a PayPal Prepaid Card, may be linked .
No Account-to-Account Transfer Fee when completed on-line. A $ 4.95 Account-to-Account Transfer Fee applies via a Customer Service Agent. early transaction fees, costs and terms and conditions may apply. Use of card is besides topic to funds handiness. See Cardholder Agreement for details .
Faster fund claim is based on a comparison of our policy of making funds available upon receipt of payment teaching versus the typical trust practice of posting funds at settlement. Fraud prevention restrictions may delay handiness of funds with or without detect. early handiness of funds requires payor ’ s confirm of direct deposition and is subjugate to the time of payor ’ sulfur payment education .
Keeping an eye on your Netspend bill balance means you can keep racetrack of the funds that you have available .
The beauty of having a Prepaid Card account is that you can only spend what you put on the circuit board, but it helps to know precisely what your balance is before you make a buy .
In this article, we ‘re covering how to check your Netspend balance american samoa well as some other related frequently asked questions .
How do I check my Netspend balance?
There are four ways to check your remainder on your Netspend Prepaid Card .
1. Log in to your Online Account Center
To check your Netspend balance, all you need to do is log in to your Online Account Center .
once you ‘re logged in, you ‘ll be able to see your balance, your deposits, and your transaction history at a glance.
Read more: Average Credit Card Debt in America: 2021
2. Sign up for Anytime Alerts TM
If you want to check your balance on a Netspend poster wherever you are, you can besides sign up for Anytime Alerts. With Anytime Alerts, you can receive a textbook message showing your Netspend libra after each transaction you make. [ 1 ]
How do I sign up for Anytime Alerts?
To sign up for Anytime Alerts, you need to activate them in your on-line report. once you have signed up, you can text the letters “ BAL ” to 22622 any time of sidereal day, and your account balance will be texted right back to you. [ 1 ] This saves you from having to log in, which can be handy if you do n’t have internet access .
3. Call Netspend
Another means to check your balance is to call Netspend ‘s toll-free numeral at 1-866-387-7363. note : This overhaul incurs a $ 0.50 service fee. For more information, see your Cardholder Agreement .
4. Check at a participating ATM
You can besides check your Netspend card balance at any participating ATM located in the U.S. All you need is your wag and to follow the instructions on the ATM screen to request your balance wheel. ATM owner fees may apply .
What’s the maximum I can spend each day?
As with many prepaid, debit, or credit cards, there are limits on how a lot you can spend in a 24-hour period .
For Netspend cards, you can spend up to $ 4,999.99 on purchase transactions or nonprescription cash withdrawals in a 24-hour period .
For ATM cash withdrawals, this is limited to $ 325 per withdrawal and up to $ 940 per 24 hours. Fees may apply, see your Cardholder Agreement for more information .
How do I reload my Netspend card?
If you realize your balance is a bit lower than you thought, you can reload your calling card in a few different ways .
1. Direct deposits
With a direct deposit, you can electronically add your paychecks, tax refunds, Social Security benefits, pensions, and more to your report. Find out more on how to do it here .
2. Bank transfer
One of the simplest ways to move money to your Netspend account is to do a bank transplant from a qualifying U.S. bank report. [ 2 ] Just use your check or savings account or debit card to add money by following the instructions in your Online Account Center .
3. Visit a Netspend Reload Center
You can add money to your Netspend explanation by visiting one of 130,000 locations around the U.S. [ 3 ] To find your nearest center, use our Reload Center Locator and find the lowest price localization in your area .
4. Use PayPal
You can besides add money to your Netspend circuit board by transferring it from your PayPal balance. [ 4 ] This works in a similar way as a bank transfer, but it will require logging into your PayPal bill american samoa well .
5. Transfer between Netspend Card Accounts
Another way to add funds to your Card Account is to transfer money from another Netspend account which includes ACE Elite, Control, or Purpose accounts. [ 5 ]
To access these options, you need to log into your score and follow the instructions and menu options.
Read more: Average Credit Card Debt in America: 2021
When will my direct deposit be available?
If you have opted to have your paychecks or politics benefits direct deposited to your Netspend report, you can get paid up to 2 days faster [ 6 ] than you ’ d normally receive it .
however, to use send deposits, your Card Account must be active agent. This means it must have been used for a buy, load, or cash secession in the past 90 days .
Get help with your Netspend account
To learn more about your Netspend report, how to troubleshoot, and how to use your menu wisely, take a look at some of our other FAQs or read our blog for money tips and more .