2 Transactions include all withdrawals, paid checks, transfers, debit card transactions, deposits, and each situate item ; excludes fees. An excess Transaction Fee may apply for each transaction when the Included Transaction Limits are exceeded .
3 You will be charged an Overdraft Fee for an overdraft detail paid if your account ‘s daily ending available Balance is overstate more than $ 5 .
4 $ 100 minimum orifice deposit required. For new accounts, we will waive the Monthly Service Charge for the first gear two argument cycles. The monthly Service Charge and any applicable waivers will be assessed on the first business day of the argument cycle for the previous argument cycle ‘s activity.
5 forfeit the monthly serve charge by making at least one ( 1 ) deposit of any amount to the account during the affirmation bicycle, such as aim depository, fluid lodge, ATM situate, or in-branch deposit ( does not include store transfers between Bank of the West accounts or any credit from Bank of the West ) .
6 Business money market, savings, and cadmium accounts will be automatically linked to alone one Classic Business Checking or Choice Business Checking account for the combine libra benefit. If you have multiple Classic Business Checking and/or Choice Business Checking accounts, you must tell us which checking bill to link to each money market, savings, and CD account ; bill linkage will become effective up to two occupation days following the sidereal day selections are made. Any money market, savings, or candle score that is not linked to a checking account will not contribute to rebating any monthly service tear .
7 Business deposit accounts will be linked based on identical ownership on the accounts. If the business checking report has two owners, those same two individuals must be the owners of the commercial enterprise money market, savings, and/or compact disk bill ( second ) in arrange for them to be linked.
8 Merchant Services offered by Elavon®. Elavon is not a Bank of the West affiliate. Bank of the West does not offer, control, or undertake the services of Elavon and makes no representations or warranties regarding their services. Your Elavon Merchant Services must be set up through Bank of the West and settle to the Classic Business Checking account to waive the Monthly Service Charge. If you have more than one Business Credit Card history, you must tell us which one to link to the Classic Business Checking account to waive the Monthly Service Charge and the business entity named as the primary owner of the Business Credit Card must be the same as the Classic Business Checking Account. only one Business Credit Card account benefit can be applied to a unmarried Classic Business Checking report, regardless of how many Business Credit Card accounts or checking accounts you have. Loans and credit lines are subject to credit approval. certain fees, conditions, and restrictions may apply. Merchant Services and Business Credit Card Monthly Service Charge waivers will become effective up to two business days following the day the Classic Business Checking score is opened or transferred .
9 Checks and check supplies available through the Bank ‘s intend supplier, Harland Clarke. $ 100 rebate ( or the cost of the regulate if less than $ 100 ) available on the first ordering made within one year of history opening for newly accounts lone, and will not apply to transferred accounts or subsequent orders. Rebate will be credited to account on the foremost business day following the day the crack order charge is debited from the report .
10 A Relationship Premium is a bonus interest rate on qualifying Business Money Market Select accounts for selected balance tiers. The standard pastime rate plus the Relationship Premium sake rate equals the Relationship Interest Rate. The Relationship Premium matter to rate is set at the Bank ‘s discretion and is subject to change without notice. There may not be a kinship agio pastime pace associated with every libra tier. lone one Business Money Market Select report per customer relationship may be linked to a Choice Business Checking history to receive a relationship Interest rate. The Choice Business Checking account must have at least two customer-initiated transactions during the anterior affirmation bicycle to allow the linked Business Money Market Select report to qualify for the Relationship Interest Rate. Choice Business Checking and Business Money Market Select accounts will be linked based on identical ownership on the accounts.
11 Includes domestic and external wires. After 10 free incoming wires in the monthly instruction cycle, refer to your agenda of Fees and Charges for Business Accounts for most current fees .
12 BusinessLink Reserve Line annual fee waived for Choice Business Checking accounts ; accounts transferred out of Choice Business Checking will no longer receive the tip release .
13 Receive $ 100 for each Relationship Service explanation opened ( maximum of four ) within six months of Choice Business Checking history assailable or transfer date. eligible Services must be opened on or after April 6, 2020 and include the adopt services available through Bank of the West : ADP® or PrimePay® payroll service, Merchant Services offered by Elavon®, Business MasterCard® or Business Rewards MasterCard®, and Electronic Deposit Service ( EDS ). $ 100 per Relationship Service, up to $ 400 total. Customers with one Choice Business Checking report and multiple accounts for any one of the above Services ( i.e., two Business Credit Card accounts ) will receive one $ 100 credit per Relationship Service type. Merchant Services, Payroll Services, and Electronic Deposit Services will be linked to the account selected at the clock time Relationship Service is set up. For customers with both a authoritative business Checking and a Choice Business Checking account who open a Business Credit Card, the Business Credit Card will be linked to the Classic Business Checking report. Customers with multiple Choice Business Checking accounts who meet the above criteria for any $ 100 credit ( second ) will see the credit deposited, as applicable, into the account used for processing ADP Payroll or EDS, the score to which the Elavon Merchant Services settles, and to the report with the latest exposed date or highest account number for Business Credit Card. ADP, PrimePay, and Elavon are not Bank of the West affiliates. Bank of the West does not offer, control, or guarantee the services of ADP, PrimePay, or Elavon and makes no representations or warranties regarding their services. Loans and credit lines are subject to citation approval. sealed fees, conditions, and restrictions may apply .