Private Party Auto Loans | LightStream

Private party



No appraisal, or restrictions on age or mileage.

At LightStream, we’re all about getting rid of hassles and red tape. We make it easy for you to get a great deal on the car you want. We call it Lending Uncomplicated.®

Be a cash buyer and get the car you want.

We deposit funds directly into your account. This saves you time, and enables you to negotiate confidently to get the best deal on the car you want, from any private party.

We can fund your loan as soon as the day you apply.

You’re in control of the loan process with LightStream. You choose your funding date, and you can even have funds deposited into your account as soon as the same day you apply.

Experience the refreshingly simple LightStream loan.

Check your rate, then apply from your smartphone, tablet or computer, and get a low rate on our virtually paperless loan, from $5,000 to $100,000.

Low rates. Great service. That’s

Lending Uncomplicated.


  • Fixed rate, simple interest fully amortizing installment loans, no fees or prepayment penalties.
  • Rates quoted with AutoPay option. Invoicing option is 0.50% points higher.
  • Loan proceeds may not be used to refinance any existing loan with LightStream.
  • Florida loans subject to 

    Florida Doc Stamp Info

    Under Florida law we are required to collect and transmit to the State of Florida, on your behalf, a documentary seal tax. The measure of this tax, which is slenderly more than .0035 times your lend sum ( or just over $ 35 for a $ 10,000 loanword ), will be added to your loan total if your loan request is approved and funded. Stamp tax is NOT included when determining loan concern pace .
    . The tax amount is not included in the quoted APR.

It ‘s easy to

find your rate


customers love us

. Find out why.

Learn more about how LightStream loans can be used to finance:

Your loan terms, including APR, may differ based on loan aim, come, term length, and your credit profile. Lowest rates require excellent citation. At least 24 % of approve applicants applying for the lowest rate qualified for the lowest rate available based on data from 01/01/2022 to 03/31/2022. pace is quoted with AutoPay dismiss. AutoPay deduction is entirely available prior to loanword fund. Rates without AutoPay are 0.50 % points higher. Subject to accredit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice .

Maximum APR for a LightStream lend is .
You can fund your loanword today if today is a bank business day, your application is approved, and you complete the following steps by 2:30 post meridiem eastern time : ( 1 ) reappraisal and electronically sign your lend agreement ; ( 2 ) provide us with your financing preferences and relevant bank information ; and ( 3 ) complete the final confirmation work .

Business Hours ( Eastern time )
Customer Service
Monday – Friday : 10 ante meridiem to 8 post meridiem & Saturday : noon to 4 p.m .
Saturday : noon to 4 p.m .
application Processing

Monday – Friday : 10 ante meridiem to 6 p.m .
Saturday & Sunday : 1 post meridiem to 6 p.m.

Mailing Address
PO Box 117320
Atlanta, GA 30368-7320
E H L. Truist Bank is an equal Housing Lender.
© 2022 Truist Financial Corporation. Truist, LightStream, and the LightStream logo
are serve marks of Truist Financial Corporation. All other trademarks are the
property of their respective owners. Lending services provided by Truist Bank .

reservoir :
Category : Finance

Related Posts

How to Calculate Credit Card Interest Rates

interest rates are one of the ways to work out how much it will cost you to use your credit card, along with other charges and fees….

What debt collectors can & cannot do

If you are dealing with a debt collector, you have protections under the law. A debt collector must not mislead, harass, coerce or act unconscionably towards you….

Can You Afford a New Home? How to Determine Your Homebuying Budget

Can You Afford a New Home? How to Determine Your Homebuying Budget As with any major purchase, determining what you can afford before you look for a…

Why Did My Credit Score Drop?

Why Did My Credit Score Go Down When Nothing Changed? sometimes your mark does change based on factors outside of your control, but most times your behavior…

Why Do I Owe Taxes To The IRS & How To Avoid Them

Are you wondering why you owe indeed much in taxes this year ? Want to make certain you never owe a big tax bill – or any…

The 5 reasons why your credit score might suddenly drop

Select ’ s editorial team works independently to review fiscal products and write articles we think our readers will find useful. We earn a perpetration from affiliate…